Compare home loan interest rates
Live rates from the banks on Mage's 23-lender panel. Data sourced directly from open banking APIs and updated daily.
Watching lender rates across Australia · checked 3h ago
Compare with your current loan
See the estimated monthly cost difference using the same balance, remaining term and repayment type.
Important rate information. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Mage compares products available through its lender panel, not every lender or product in the market. If a loan settles, the lender pays Mage a commission. Commission does not affect the displayed ordering or this cost calculation.
What's a comparison rate?
A comparison rate combines the interest rate with most fees and charges to help compare overall loan cost. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Bank First
Basic Home Loan Variable LVR<60%
Interest rate
6.24%
0.25%Comparison rate
6.29%
Est. monthly (30yr)
$3,690
Macquarie
Macquarie Basic Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.31%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Basic Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.31%
Est. monthly (30yr)
$3,710
ING
Mortgage Simplifier
Interest rate
6.29%
0.25%Comparison rate
6.32%
Est. monthly (30yr)
$3,710
ING
Mortgage Simplifier
Interest rate
6.29%
0.25%Comparison rate
6.32%
Est. monthly (30yr)
$3,710
Bank First
Basic Home Loan Variable LVR 60-70%
Interest rate
6.29%
0.25%Comparison rate
6.34%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Offset Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.54%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Offset Home Loan
Interest rate
6.29%
0.25%Comparison rate
6.54%
Est. monthly (30yr)
$3,710
Macquarie
Macquarie Basic Home Loan
Interest rate
6.34%
0.25%Comparison rate
6.36%
Est. monthly (30yr)
$3,729
ING
Mortgage Simplifier
Interest rate
6.34%
0.25%Comparison rate
6.37%
Est. monthly (30yr)
$3,729
Bank First
Complete Home Loan Owner Occupied Variable LVR <60%
Interest rate
6.34%
0.25%Comparison rate
6.39%
Est. monthly (30yr)
$3,729
Bank First
Basic Home Loan Variable LVR 70-80%
Interest rate
6.34%
0.25%Comparison rate
6.39%
Est. monthly (30yr)
$3,729
Macquarie
Macquarie Offset Home Loan
Interest rate
6.34%
0.25%Comparison rate
6.59%
Est. monthly (30yr)
$3,729
Bank First
Premier Package Home Loan Owner Occupied Variable LVR <60%
Interest rate
6.34%
0.25%Comparison rate
6.72%
Est. monthly (30yr)
$3,729
AMP
AMP First Home Loan
Interest rate
6.38%
0.25%Comparison rate
6.38%
Est. monthly (30yr)
$3,745
Bank First
Complete Home Loan Owner Occupied Variable LVR 60-70%
Interest rate
6.39%
0.25%Comparison rate
6.44%
Est. monthly (30yr)
$3,749
Bank First
Premier Package Home Loan Owner Occupied Variable LVR 60-70%
Interest rate
6.39%
0.25%Comparison rate
6.77%
Est. monthly (30yr)
$3,749
AMP
AMP Essential Home Loan
Interest rate
6.44%
0.25%Comparison rate
6.47%
Est. monthly (30yr)
$3,769
Bank First
Complete Home Loan Owner Occupied Variable LVR 70-80%
Interest rate
6.44%
0.25%Comparison rate
6.49%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
ING
Orange Advantage
Interest rate
6.44%
0.25%Comparison rate
6.73%
Est. monthly (30yr)
$3,769
Bank First
Premier Package Home Loan Owner Occupied Variable LVR 70-80%
Interest rate
6.44%
0.25%Comparison rate
6.82%
Est. monthly (30yr)
$3,769
Macquarie
Macquarie Basic Home Loan
Interest rate
6.49%
0.10%Comparison rate
6.34%
Est. monthly (30yr)
$3,788
ING
Mortgage Simplifier
Interest rate
6.49%
0.25%Comparison rate
6.52%
Est. monthly (30yr)
$3,788
Macquarie
Macquarie Offset Home Loan
Interest rate
6.49%
0.10%Comparison rate
6.56%
Est. monthly (30yr)
$3,788
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
AMP
Professional Package
Interest rate
6.53%
0.25%Comparison rate
6.94%
Est. monthly (30yr)
$3,804
Macquarie
Macquarie Basic Home Loan
Interest rate
6.54%
0.10%Comparison rate
6.39%
Est. monthly (30yr)
$3,808
AMP
AMP Essential Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.57%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Basic Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.57%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Offset Home Loan
Interest rate
6.54%
0.10%Comparison rate
6.61%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Offset Home Loan
Interest rate
6.54%
0.25%Comparison rate
6.79%
Est. monthly (30yr)
$3,808
ING
Orange Advantage
Interest rate
6.54%
0.25%Comparison rate
6.82%
Est. monthly (30yr)
$3,808
Macquarie
Macquarie Basic Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.37%
Est. monthly (30yr)
$3,828
ING
Fixed Rate Loan
Interest rate
6.59%
0.20%Comparison rate
6.38%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Basic Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.40%
Est. monthly (30yr)
$3,828
ING
Fixed Rate Loan
Interest rate
6.59%
0.20%Comparison rate
6.42%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Offset Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.60%
Est. monthly (30yr)
$3,828
Macquarie
Macquarie Offset Home Loan
Interest rate
6.59%
0.20%Comparison rate
6.62%
Est. monthly (30yr)
$3,828
AMP
AMP First Home Loan
Interest rate
6.63%
0.25%Comparison rate
6.41%
Est. monthly (30yr)
$3,844
AMP
AMP First Home Loan
Interest rate
6.63%
0.25%Comparison rate
6.43%
Est. monthly (30yr)
$3,844
ING
Fixed Rate Loan
Interest rate
6.64%
0.20%Comparison rate
6.35%
Est. monthly (30yr)
$3,848
ING
Fixed Rate Loan
Interest rate
6.64%
0.20%Comparison rate
6.40%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.42%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.44%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.45%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Basic Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.47%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.65%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.66%
Est. monthly (30yr)
$3,848
AMP
AMP Essential Home Loan
Interest rate
6.64%
0.25%Comparison rate
6.67%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.67%
Est. monthly (30yr)
$3,848
Macquarie
Macquarie Offset Home Loan
Interest rate
6.64%
0.20%Comparison rate
6.69%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.42%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.45%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.45%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.50%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.54%
Est. monthly (30yr)
$3,848
AMP
Professional Package
Interest rate
6.64%
0.25%Comparison rate
7.54%
Est. monthly (30yr)
$3,848
AMP
AMP First Home Loan
Interest rate
6.68%
0.20%Comparison rate
6.47%
Est. monthly (30yr)
$3,864
Macquarie
Macquarie Basic Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.49%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Basic Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.52%
Est. monthly (30yr)
$3,868
NAB
NAB Base Variable Rate Home Loan
Interest rate
6.69%
0.25%Comparison rate
6.69%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Offset Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.71%
Est. monthly (30yr)
$3,868
Macquarie
Macquarie Offset Home Loan
Interest rate
6.69%
0.20%Comparison rate
6.74%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.25%Comparison rate
7.10%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.35%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.39%
Est. monthly (30yr)
$3,868
AMP
Professional Package
Interest rate
6.69%
0.20%Comparison rate
7.39%
Est. monthly (30yr)
$3,868
ING
Fixed Rate Loan
Interest rate
6.74%
0.15%Comparison rate
6.45%
Est. monthly (30yr)
$3,888
ING
Fixed Rate Loan
Interest rate
6.74%
0.15%Comparison rate
6.48%
Est. monthly (30yr)
$3,888
ING
Fixed Rate Loan
Interest rate
6.74%
0.20%Comparison rate
6.57%
Est. monthly (30yr)
$3,888
AMP
AMP First Home Loan
Interest rate
6.78%
Comparison rate
6.56%
Est. monthly (30yr)
$3,904
ING
Fixed Rate Loan
Interest rate
6.79%
0.20%Comparison rate
6.55%
Est. monthly (30yr)
$3,908
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR <80%
Interest rate
6.79%
0.35%Comparison rate
6.95%
Est. monthly (30yr)
$3,908
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR <80%
Interest rate
6.79%
0.35%Comparison rate
6.98%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
NAB
NAB Defence Force Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.14%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.27%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.30%
Est. monthly (30yr)
$3,908
AMP
Professional Package
Interest rate
6.79%
Comparison rate
7.30%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.79%
0.20%Comparison rate
7.32%
Est. monthly (30yr)
$3,908
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Defence Force Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.12%
Est. monthly (30yr)
$3,916
NAB
NAB Tailored Home Loan
Interest rate
6.81%
0.32%Comparison rate
7.28%
Est. monthly (30yr)
$3,916
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.52%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.55%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.56%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.59%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.15%Comparison rate
6.62%
Est. monthly (30yr)
$3,928
Bank First
Basic Home Loan Variable LVR 80-90%
Interest rate
6.84%
0.25%Comparison rate
6.89%
Est. monthly (30yr)
$3,928
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR <80%
Interest rate
6.84%
0.35%Comparison rate
6.94%
Est. monthly (30yr)
$3,928
ING
Fixed Rate Loan
Interest rate
6.84%
0.20%Comparison rate
6.95%
Est. monthly (30yr)
$3,928
Macquarie
Macquarie Basic Home Loan
Interest rate
6.84%
0.10%Comparison rate
7.31%
Est. monthly (30yr)
$3,928
Macquarie
Macquarie Offset Home Loan
Interest rate
6.84%
0.10%Comparison rate
7.53%
Est. monthly (30yr)
$3,928
AMP
Professional Package
Interest rate
6.84%
0.25%Comparison rate
7.56%
Est. monthly (30yr)
$3,928
AMP
Professional Package
Interest rate
6.84%
0.25%Comparison rate
7.63%
Est. monthly (30yr)
$3,928
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.66%
Est. monthly (30yr)
$3,948
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.69%
Est. monthly (30yr)
$3,948
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.87%
Est. monthly (30yr)
$3,948
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR <80%
Interest rate
6.89%
0.35%Comparison rate
6.91%
Est. monthly (30yr)
$3,948
ING
Fixed Rate Loan
Interest rate
6.89%
0.20%Comparison rate
6.96%
Est. monthly (30yr)
$3,948
ING
Orange Advantage
Interest rate
6.89%
0.25%Comparison rate
7.17%
Est. monthly (30yr)
$3,948
NAB
NAB Tailored Home Loan
Interest rate
6.89%
0.20%Comparison rate
7.33%
Est. monthly (30yr)
$3,948
AMP
Professional Package
Interest rate
6.89%
0.20%Comparison rate
7.50%
Est. monthly (30yr)
$3,948
NAB
NAB Tailored Home Loan
Interest rate
6.91%
0.32%Comparison rate
7.30%
Est. monthly (30yr)
$3,956
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Defence Force Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.12%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Defence Force Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.13%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.24%
Est. monthly (30yr)
$3,960
NAB
NAB Tailored Home Loan
Interest rate
6.92%
0.28%Comparison rate
7.27%
Est. monthly (30yr)
$3,960
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR <80%
Interest rate
6.94%
0.35%Comparison rate
6.63%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.69%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.72%
Est. monthly (30yr)
$3,968
AMP
AMP Essential Home Loan
Interest rate
6.94%
0.25%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
ING
Fixed Rate Loan
Interest rate
6.94%
0.15%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
ING
Mortgage Simplifier
Interest rate
6.94%
0.25%Comparison rate
6.97%
Est. monthly (30yr)
$3,968
Bank First
Complete Home Loan Owner Occupied Variable LVR >80% <90%
Interest rate
6.94%
0.25%Comparison rate
6.99%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Defence Force Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.12%
Est. monthly (30yr)
$3,968
NAB
NAB Tailored Home Loan
Interest rate
6.94%
0.30%Comparison rate
7.23%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Basic Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.25%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Basic Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.28%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Offset Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.46%
Est. monthly (30yr)
$3,968
Macquarie
Macquarie Offset Home Loan
Interest rate
6.94%
0.20%Comparison rate
7.50%
Est. monthly (30yr)
$3,968
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR <80%
Interest rate
6.99%
0.35%Comparison rate
6.55%
Est. monthly (30yr)
$3,988
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR <80%
Interest rate
6.99%
0.35%Comparison rate
6.60%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Basic Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.21%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Basic Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.23%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Offset Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.42%
Est. monthly (30yr)
$3,988
AMP
Professional Package
Interest rate
6.99%
Comparison rate
7.43%
Est. monthly (30yr)
$3,988
Macquarie
Macquarie Offset Home Loan
Interest rate
6.99%
0.20%Comparison rate
7.45%
Est. monthly (30yr)
$3,988
NAB
NAB Tailored Home Loan
Interest rate
7.02%
0.28%Comparison rate
7.28%
Est. monthly (30yr)
$4,000
NAB
NAB Tailored Home Loan
Interest rate
7.02%
0.28%Comparison rate
7.30%
Est. monthly (30yr)
$4,000
ING
Fixed Rate Loan
Interest rate
7.04%
0.15%Comparison rate
7.01%
Est. monthly (30yr)
$4,008
ING
Fixed Rate Loan
Interest rate
7.04%
0.15%Comparison rate
7.01%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Defence Force Home Loan
Interest rate
7.04%
0.25%Comparison rate
7.16%
Est. monthly (30yr)
$4,008
NAB
NAB Tailored Home Loan
Interest rate
7.04%
0.30%Comparison rate
7.27%
Est. monthly (30yr)
$4,008
AMP
Professional Package
Interest rate
7.04%
0.25%Comparison rate
7.44%
Est. monthly (30yr)
$4,008
AMP
AMP First Home Loan
Interest rate
7.08%
0.25%Comparison rate
7.08%
Est. monthly (30yr)
$4,024
AMP
AMP First Home Loan
Interest rate
7.13%
0.25%Comparison rate
7.09%
Est. monthly (30yr)
$4,044
AMP
AMP First Home Loan
Interest rate
7.13%
0.25%Comparison rate
7.09%
Est. monthly (30yr)
$4,044
AMP
AMP First Home Loan
Interest rate
7.18%
0.20%Comparison rate
7.11%
Est. monthly (30yr)
$4,065
NAB
NAB Tailored Home Loan
Interest rate
7.24%
0.25%Comparison rate
7.36%
Est. monthly (30yr)
$4,089
NAB
NAB Tailored Home Loan
Interest rate
7.24%
0.25%Comparison rate
7.36%
Est. monthly (30yr)
$4,089
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >80% <90%
Interest rate
7.25%
0.35%Comparison rate
7.64%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Interest rate
7.25%
0.35%Comparison rate
7.64%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 5 year fixed LVR >90%
Interest rate
7.25%
0.35%Comparison rate
7.90%
Est. monthly (30yr)
$4,093
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >90%
Interest rate
7.25%
0.35%Comparison rate
7.94%
Est. monthly (30yr)
$4,093
AMP
AMP First Home Loan
Interest rate
7.28%
Comparison rate
7.17%
Est. monthly (30yr)
$4,105
Bank First
Premier Package Home Loan Owner Occupied Variable LVR >80% <90%
Interest rate
7.28%
0.25%Comparison rate
7.65%
Est. monthly (30yr)
$4,105
Bank First
Basic Home Loan Variable LVR>90%
Interest rate
7.29%
0.25%Comparison rate
7.34%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR 80-90%
Interest rate
7.29%
0.35%Comparison rate
7.65%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR >80% <90%
Interest rate
7.29%
0.35%Comparison rate
7.66%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 3 year fixed LVR >90%
Interest rate
7.29%
0.35%Comparison rate
8.00%
Est. monthly (30yr)
$4,109
Bank First
Premier Package Home Loan Owner Occupied 1 year fixed LVR >90%
Interest rate
7.29%
0.35%Comparison rate
8.09%
Est. monthly (30yr)
$4,109
Macquarie
Macquarie Basic Home Loan
Interest rate
7.34%
0.25%Comparison rate
7.37%
Est. monthly (30yr)
$4,130
Macquarie
Macquarie Offset Home Loan
Interest rate
7.34%
0.25%Comparison rate
7.58%
Est. monthly (30yr)
$4,130
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR >80% <90%
Interest rate
7.34%
0.35%Comparison rate
7.66%
Est. monthly (30yr)
$4,130
AMP
Professional Package
Interest rate
7.34%
0.25%Comparison rate
7.82%
Est. monthly (30yr)
$4,130
AMP
Professional Package
Interest rate
7.34%
0.25%Comparison rate
7.86%
Est. monthly (30yr)
$4,130
Bank First
Premier Package Home Loan Owner Occupied 2 year fixed LVR >90%
Interest rate
7.34%
0.35%Comparison rate
8.05%
Est. monthly (30yr)
$4,130
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90%
Interest rate
7.35%
0.35%Comparison rate
7.14%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Interest rate
7.35%
0.35%Comparison rate
7.17%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >90%
Interest rate
7.35%
0.35%Comparison rate
7.42%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 4 year fixed LVR >90%
Interest rate
7.35%
0.35%Comparison rate
7.42%
Est. monthly (30yr)
$4,134
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR >80% <90%
Interest rate
7.39%
0.35%Comparison rate
7.04%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR >80% <90%
Interest rate
7.39%
0.35%Comparison rate
7.12%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 1 year fixed LVR >90%
Interest rate
7.39%
0.35%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied Variable LVR >90%
Interest rate
7.39%
0.25%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 3 year fixed LVR >90%
Interest rate
7.39%
0.35%Comparison rate
7.44%
Est. monthly (30yr)
$4,150
AMP
Professional Package
Interest rate
7.39%
0.20%Comparison rate
7.79%
Est. monthly (30yr)
$4,150
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR >80% <90%
Interest rate
7.44%
0.35%Comparison rate
7.09%
Est. monthly (30yr)
$4,171
Bank First
Complete Home Loan Owner Occupied 2 year fixed LVR >90%
Interest rate
7.44%
0.35%Comparison rate
7.45%
Est. monthly (30yr)
$4,171
AMP
Professional Package
Interest rate
7.49%
Comparison rate
7.76%
Est. monthly (30yr)
$4,191
Bank First
Premier Package Home Loan Owner Occupied Variable LVR >90%
Interest rate
7.78%
0.25%Comparison rate
8.15%
Est. monthly (30yr)
$4,311
AMP
Land Loan
Interest rate
8.20%
0.25%Comparison rate
8.26%
Est. monthly (30yr)
$4,487
| Product | Type | LVR | Offset | Redraw | Est. monthly (30yr) | |||||
|---|---|---|---|---|---|---|---|---|---|---|
1Bank First | Basic Home Loan Variable LVR<60% | 6.24% | 6.29% | Variable | ≤60% | Not available | $3,690/mo | |||
2Macquarie | Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | ≤60% | $0 | $3,710/mo | |||
3Macquarie | Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | 60–70% | $0 | $3,710/mo | |||
4ING | Mortgage Simplifier | 6.29% | 6.32% | Variable | ≤60% | Not available | $3,710/mo | |||
5ING | Mortgage Simplifier | 6.29% | 6.32% | Variable | 60–70% | Not available | $3,710/mo | |||
6Bank First | Basic Home Loan Variable LVR 60-70% | 6.29% | 6.34% | Variable | 60–70% | Not available | $3,710/mo | |||
7Macquarie | Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | ≤60% | $248 | $3,710/mo | |||
8Macquarie | Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | 60–70% | $248 | $3,710/mo | |||
9Macquarie | Macquarie Basic Home Loan | 6.34% | 6.36% | Variable | 70–80% | $0 | $3,729/mo | |||
10ING | Mortgage Simplifier | 6.34% | 6.37% | Variable | 70–80% | Not available | $3,729/mo | |||
11Bank First | Complete Home Loan Owner Occupied Variable LVR <60% | 6.34% | 6.39% | Variable | ≤60% | Not available | $3,729/mo | |||
12Bank First | Basic Home Loan Variable LVR 70-80% | 6.34% | 6.39% | Variable | 70–80% | Not available | $3,729/mo | |||
13Macquarie | Macquarie Offset Home Loan | 6.34% | 6.59% | Variable | 70–80% | $248 | $3,729/mo | |||
14Bank First | Premier Package Home Loan Owner Occupied Variable LVR <60% | 6.34% | 6.72% | Variable | ≤60% | Not available | $3,729/mo | |||
15AMP | AMP First Home Loan | 6.38% | 6.38% | Variable | 85–90% | Not available | $3,745/mo | |||
16Bank First | Complete Home Loan Owner Occupied Variable LVR 60-70% | 6.39% | 6.44% | Variable | 60–70% | Not available | $3,749/mo | |||
17Bank First | Premier Package Home Loan Owner Occupied Variable LVR 60-70% | 6.39% | 6.77% | Variable | 60–70% | Not available | $3,749/mo | |||
18AMP | AMP Essential Home Loan | 6.44% | 6.47% | Variable | ≤60% | Not available | $3,769/mo | |||
19Bank First | Complete Home Loan Owner Occupied Variable LVR 70-80% | 6.44% | 6.49% | Variable | 70–80% | Not available | $3,769/mo | |||
20ING | Orange Advantage | 6.44% | 6.73% | Variable | ≤60% | Not available | $3,769/mo | |||
21ING | Orange Advantage | 6.44% | 6.73% | Variable | 60–70% | Not available | $3,769/mo | |||
22ING | Orange Advantage | 6.44% | 6.73% | Variable | 70–80% | Not available | $3,769/mo | |||
23Bank First | Premier Package Home Loan Owner Occupied Variable LVR 70-80% | 6.44% | 6.82% | Variable | 70–80% | Not available | $3,769/mo | |||
24Macquarie | Macquarie Basic Home Loan | 6.49% | 6.34% | 1yr fixed | 60–70% | $0 | $3,788/mo | |||
25ING | Mortgage Simplifier | 6.49% | 6.52% | Variable | 85–90% | Not available | $3,788/mo | |||
26Macquarie | Macquarie Offset Home Loan | 6.49% | 6.56% | 1yr fixed | 60–70% | $248 | $3,788/mo | |||
27AMP | Professional Package | 6.53% | 6.94% | Variable | ≤60% | Not available | $3,804/mo | |||
28AMP | Professional Package | 6.53% | 6.94% | Variable | 60–70% | Not available | $3,804/mo | |||
29AMP | Professional Package | 6.53% | 6.94% | Variable | 70–80% | Not available | $3,804/mo | |||
30Macquarie | Macquarie Basic Home Loan | 6.54% | 6.39% | 1yr fixed | 70–80% | $0 | $3,808/mo | |||
31AMP | AMP Essential Home Loan | 6.54% | 6.57% | Variable | 70–80% | Not available | $3,808/mo | |||
32Macquarie | Macquarie Basic Home Loan | 6.54% | 6.57% | Variable | 85–90% | $0 | $3,808/mo | |||
33Macquarie | Macquarie Offset Home Loan | 6.54% | 6.61% | 1yr fixed | 70–80% | $248 | $3,808/mo | |||
34Macquarie | Macquarie Offset Home Loan | 6.54% | 6.79% | Variable | 85–90% | $248 | $3,808/mo | |||
35ING | Orange Advantage | 6.54% | 6.82% | Variable | 85–90% | Not available | $3,808/mo | |||
36Macquarie | Macquarie Basic Home Loan | 6.59% | 6.37% | 2yr fixed | 60–70% | $0 | $3,828/mo | |||
37ING | Fixed Rate Loan | 6.59% | 6.38% | 2yr fixed | 60–70% | Not available | $3,828/mo | |||
38Macquarie | Macquarie Basic Home Loan | 6.59% | 6.40% | 3yr fixed | 60–70% | $0 | $3,828/mo | |||
39ING | Fixed Rate Loan | 6.59% | 6.42% | 2yr fixed | 70–80% | Not available | $3,828/mo | |||
40Macquarie | Macquarie Offset Home Loan | 6.59% | 6.60% | 2yr fixed | 60–70% | $248 | $3,828/mo | |||
41Macquarie | Macquarie Offset Home Loan | 6.59% | 6.62% | 3yr fixed | 60–70% | $248 | $3,828/mo | |||
42AMP | AMP First Home Loan | 6.63% | 6.41% | 1yr fixed | 85–90% | Not available | $3,844/mo | |||
43AMP | AMP First Home Loan | 6.63% | 6.43% | 2yr fixed | 85–90% | Not available | $3,844/mo | |||
44ING | Fixed Rate Loan | 6.64% | 6.35% | 1yr fixed | 60–70% | Not available | $3,848/mo | |||
45ING | Fixed Rate Loan | 6.64% | 6.40% | 1yr fixed | 70–80% | Not available | $3,848/mo | |||
46Macquarie | Macquarie Basic Home Loan | 6.64% | 6.42% | 2yr fixed | 70–80% | $0 | $3,848/mo | |||
47Macquarie | Macquarie Basic Home Loan | 6.64% | 6.44% | 4yr fixed | 60–70% | $0 | $3,848/mo | |||
48Macquarie | Macquarie Basic Home Loan | 6.64% | 6.45% | 3yr fixed | 70–80% | $0 | $3,848/mo | |||
49Macquarie | Macquarie Basic Home Loan | 6.64% | 6.47% | 5yr fixed | 60–70% | $0 | $3,848/mo | |||
50Macquarie | Macquarie Offset Home Loan | 6.64% | 6.65% | 2yr fixed | 70–80% | $248 | $3,848/mo | |||
51Macquarie | Macquarie Offset Home Loan | 6.64% | 6.66% | 4yr fixed | 60–70% | $248 | $3,848/mo | |||
52AMP | AMP Essential Home Loan | 6.64% | 6.67% | Variable | 85–90% | Not available | $3,848/mo | |||
53Macquarie | Macquarie Offset Home Loan | 6.64% | 6.67% | 3yr fixed | 70–80% | $248 | $3,848/mo | |||
54Macquarie | Macquarie Offset Home Loan | 6.64% | 6.69% | 5yr fixed | 60–70% | $248 | $3,848/mo | |||
55AMP | Professional Package | 6.64% | 7.42% | 2yr fixed | ≤60% | Not available | $3,848/mo | |||
56AMP | Professional Package | 6.64% | 7.45% | 2yr fixed | 60–70% | Not available | $3,848/mo | |||
57AMP | Professional Package | 6.64% | 7.45% | 2yr fixed | 70–80% | Not available | $3,848/mo | |||
58AMP | Professional Package | 6.64% | 7.50% | 1yr fixed | ≤60% | Not available | $3,848/mo | |||
59AMP | Professional Package | 6.64% | 7.54% | 1yr fixed | 60–70% | Not available | $3,848/mo | |||
60AMP | Professional Package | 6.64% | 7.54% | 1yr fixed | 70–80% | Not available | $3,848/mo | |||
61AMP | AMP First Home Loan | 6.68% | 6.47% | 3yr fixed | 85–90% | Not available | $3,864/mo | |||
62Macquarie | Macquarie Basic Home Loan | 6.69% | 6.49% | 4yr fixed | 70–80% | $0 | $3,868/mo | |||
63Macquarie | Macquarie Basic Home Loan | 6.69% | 6.52% | 5yr fixed | 70–80% | $0 | $3,868/mo | |||
64NAB | NAB Base Variable Rate Home Loan | 6.69% | 6.69% | Variable | lvr_80-90% | Not available | $3,868/mo | |||
65Macquarie | Macquarie Offset Home Loan | 6.69% | 6.71% | 4yr fixed | 70–80% | $248 | $3,868/mo | |||
66Macquarie | Macquarie Offset Home Loan | 6.69% | 6.74% | 5yr fixed | 70–80% | $248 | $3,868/mo | |||
67AMP | Professional Package | 6.69% | 7.10% | Variable | 85–90% | Not available | $3,868/mo | |||
68AMP | Professional Package | 6.69% | 7.35% | 3yr fixed | ≤60% | Not available | $3,868/mo | |||
69AMP | Professional Package | 6.69% | 7.39% | 3yr fixed | 60–70% | Not available | $3,868/mo | |||
70AMP | Professional Package | 6.69% | 7.39% | 3yr fixed | 70–80% | Not available | $3,868/mo | |||
71ING | Fixed Rate Loan | 6.74% | 6.45% | 3yr fixed | 60–70% | Not available | $3,888/mo | |||
72ING | Fixed Rate Loan | 6.74% | 6.48% | 3yr fixed | 70–80% | Not available | $3,888/mo | |||
73ING | Fixed Rate Loan | 6.74% | 6.57% | 2yr fixed | 85–90% | Not available | $3,888/mo | |||
74AMP | AMP First Home Loan | 6.78% | 6.56% | 5yr fixed | 85–90% | Not available | $3,904/mo | |||
75ING | Fixed Rate Loan | 6.79% | 6.55% | 1yr fixed | 85–90% | Not available | $3,908/mo | |||
76Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR <80% | 6.79% | 6.95% | 4yr fixed | 70–80% | Not available | $3,908/mo | |||
77Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR <80% | 6.79% | 6.98% | 5yr fixed | 70–80% | Not available | $3,908/mo | |||
78NAB | NAB Tailored Home Loan | 6.79% | 7.14% | 1yr fixed | ≤60% | Not available | $3,908/mo | |||
79NAB | NAB Tailored Home Loan | 6.79% | 7.14% | 1yr fixed | 60–70% | Not available | $3,908/mo | |||
80NAB | NAB Defence Force Home Loan | 6.79% | 7.14% | 1yr fixed | lvr_80-90% | Not available | $3,908/mo | |||
81AMP | Professional Package | 6.79% | 7.27% | 5yr fixed | ≤60% | Not available | $3,908/mo | |||
82AMP | Professional Package | 6.79% | 7.30% | 5yr fixed | 60–70% | Not available | $3,908/mo | |||
83AMP | Professional Package | 6.79% | 7.30% | 5yr fixed | 70–80% | Not available | $3,908/mo | |||
84NAB | NAB Tailored Home Loan | 6.79% | 7.32% | 1yr fixed | 70–80% | Not available | $3,908/mo | |||
85NAB | NAB Tailored Home Loan | 6.81% | 7.12% | 2yr fixed | ≤60% | Not available | $3,916/mo | |||
86NAB | NAB Tailored Home Loan | 6.81% | 7.12% | 2yr fixed | 60–70% | Not available | $3,916/mo | |||
87NAB | NAB Defence Force Home Loan | 6.81% | 7.12% | 2yr fixed | lvr_80-90% | Not available | $3,916/mo | |||
88NAB | NAB Tailored Home Loan | 6.81% | 7.28% | 2yr fixed | 70–80% | Not available | $3,916/mo | |||
89ING | Fixed Rate Loan | 6.84% | 6.52% | 4yr fixed | 60–70% | Not available | $3,928/mo | |||
90ING | Fixed Rate Loan | 6.84% | 6.55% | 4yr fixed | 70–80% | Not available | $3,928/mo | |||
91ING | Fixed Rate Loan | 6.84% | 6.56% | 5yr fixed | 60–70% | Not available | $3,928/mo | |||
92ING | Fixed Rate Loan | 6.84% | 6.59% | 5yr fixed | 70–80% | Not available | $3,928/mo | |||
93ING | Fixed Rate Loan | 6.84% | 6.62% | 3yr fixed | 85–90% | Not available | $3,928/mo | |||
94Bank First | Basic Home Loan Variable LVR 80-90% | 6.84% | 6.89% | Variable | 85–90% | Not available | $3,928/mo | |||
95Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR <80% | 6.84% | 6.94% | 3yr fixed | 70–80% | Not available | $3,928/mo | |||
96ING | Fixed Rate Loan | 6.84% | 6.95% | 2yr fixed | 90–95% | Not available | $3,928/mo | |||
97Macquarie | Macquarie Basic Home Loan | 6.84% | 7.31% | 1yr fixed | 90–95% | $0 | $3,928/mo | |||
98Macquarie | Macquarie Offset Home Loan | 6.84% | 7.53% | 1yr fixed | 90–95% | $248 | $3,928/mo | |||
99AMP | Professional Package | 6.84% | 7.56% | 2yr fixed | 85–90% | Not available | $3,928/mo | |||
100AMP | Professional Package | 6.84% | 7.63% | 1yr fixed | 85–90% | Not available | $3,928/mo | |||
101Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR <80% | 6.89% | 6.66% | 4yr fixed | 70–80% | Not available | $3,948/mo | |||
102Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR <80% | 6.89% | 6.69% | 5yr fixed | 70–80% | Not available | $3,948/mo | |||
103Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR <80% | 6.89% | 6.87% | 1yr fixed | 70–80% | Not available | $3,948/mo | |||
104Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR <80% | 6.89% | 6.91% | 2yr fixed | 70–80% | Not available | $3,948/mo | |||
105ING | Fixed Rate Loan | 6.89% | 6.96% | 1yr fixed | 90–95% | Not available | $3,948/mo | |||
106ING | Orange Advantage | 6.89% | 7.17% | Variable | 90–95% | Not available | $3,948/mo | |||
107NAB | NAB Tailored Home Loan | 6.89% | 7.33% | 1yr fixed | 90–95% | Not available | $3,948/mo | |||
108AMP | Professional Package | 6.89% | 7.50% | 3yr fixed | 85–90% | Not available | $3,948/mo | |||
109NAB | NAB Tailored Home Loan | 6.91% | 7.30% | 2yr fixed | 90–95% | Not available | $3,956/mo | |||
110NAB | NAB Tailored Home Loan | 6.92% | 7.12% | 4yr fixed | ≤60% | Not available | $3,960/mo | |||
111NAB | NAB Tailored Home Loan | 6.92% | 7.12% | 4yr fixed | 60–70% | Not available | $3,960/mo | |||
112NAB | NAB Defence Force Home Loan | 6.92% | 7.12% | 4yr fixed | lvr_80-90% | Not available | $3,960/mo | |||
113NAB | NAB Tailored Home Loan | 6.92% | 7.13% | 3yr fixed | ≤60% | Not available | $3,960/mo | |||
114NAB | NAB Tailored Home Loan | 6.92% | 7.13% | 3yr fixed | 60–70% | Not available | $3,960/mo | |||
115NAB | NAB Defence Force Home Loan | 6.92% | 7.13% | 3yr fixed | lvr_80-90% | Not available | $3,960/mo | |||
116NAB | NAB Tailored Home Loan | 6.92% | 7.24% | 4yr fixed | 70–80% | Not available | $3,960/mo | |||
117NAB | NAB Tailored Home Loan | 6.92% | 7.27% | 3yr fixed | 70–80% | Not available | $3,960/mo | |||
118Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR <80% | 6.94% | 6.63% | 3yr fixed | 70–80% | Not available | $3,968/mo | |||
119ING | Fixed Rate Loan | 6.94% | 6.69% | 4yr fixed | 85–90% | Not available | $3,968/mo | |||
120ING | Fixed Rate Loan | 6.94% | 6.72% | 5yr fixed | 85–90% | Not available | $3,968/mo | |||
121AMP | AMP Essential Home Loan | 6.94% | 6.97% | Variable | 90–95% | Not available | $3,968/mo | |||
122ING | Fixed Rate Loan | 6.94% | 6.97% | 3yr fixed | 90–95% | Not available | $3,968/mo | |||
123ING | Mortgage Simplifier | 6.94% | 6.97% | Variable | 90–95% | Not available | $3,968/mo | |||
124Bank First | Complete Home Loan Owner Occupied Variable LVR >80% <90% | 6.94% | 6.99% | Variable | 85–90% | Not available | $3,968/mo | |||
125NAB | NAB Tailored Home Loan | 6.94% | 7.12% | 5yr fixed | ≤60% | Not available | $3,968/mo | |||
126NAB | NAB Tailored Home Loan | 6.94% | 7.12% | 5yr fixed | 60–70% | Not available | $3,968/mo | |||
127NAB | NAB Defence Force Home Loan | 6.94% | 7.12% | 5yr fixed | lvr_80-90% | Not available | $3,968/mo | |||
128NAB | NAB Tailored Home Loan | 6.94% | 7.23% | 5yr fixed | 70–80% | Not available | $3,968/mo | |||
129Macquarie | Macquarie Basic Home Loan | 6.94% | 7.25% | 3yr fixed | 90–95% | $0 | $3,968/mo | |||
130Macquarie | Macquarie Basic Home Loan | 6.94% | 7.28% | 2yr fixed | 90–95% | $0 | $3,968/mo | |||
131Macquarie | Macquarie Offset Home Loan | 6.94% | 7.46% | 3yr fixed | 90–95% | $248 | $3,968/mo | |||
132Macquarie | Macquarie Offset Home Loan | 6.94% | 7.50% | 2yr fixed | 90–95% | $248 | $3,968/mo | |||
133Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR <80% | 6.99% | 6.55% | 1yr fixed | 70–80% | Not available | $3,988/mo | |||
134Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR <80% | 6.99% | 6.60% | 2yr fixed | 70–80% | Not available | $3,988/mo | |||
135Macquarie | Macquarie Basic Home Loan | 6.99% | 7.21% | 5yr fixed | 90–95% | $0 | $3,988/mo | |||
136Macquarie | Macquarie Basic Home Loan | 6.99% | 7.23% | 4yr fixed | 90–95% | $0 | $3,988/mo | |||
137Macquarie | Macquarie Offset Home Loan | 6.99% | 7.42% | 5yr fixed | 90–95% | $248 | $3,988/mo | |||
138AMP | Professional Package | 6.99% | 7.43% | 5yr fixed | 85–90% | Not available | $3,988/mo | |||
139Macquarie | Macquarie Offset Home Loan | 6.99% | 7.45% | 4yr fixed | 90–95% | $248 | $3,988/mo | |||
140NAB | NAB Tailored Home Loan | 7.02% | 7.28% | 4yr fixed | 90–95% | Not available | $4,000/mo | |||
141NAB | NAB Tailored Home Loan | 7.02% | 7.30% | 3yr fixed | 90–95% | Not available | $4,000/mo | |||
142ING | Fixed Rate Loan | 7.04% | 7.01% | 4yr fixed | 90–95% | Not available | $4,008/mo | |||
143ING | Fixed Rate Loan | 7.04% | 7.01% | 5yr fixed | 90–95% | Not available | $4,008/mo | |||
144NAB | NAB Tailored Home Loan | 7.04% | 7.16% | Variable | ≤60% | Not available | $4,008/mo | |||
145NAB | NAB Tailored Home Loan | 7.04% | 7.16% | Variable | 60–70% | Not available | $4,008/mo | |||
146NAB | NAB Defence Force Home Loan | 7.04% | 7.16% | Variable | lvr_80-90% | Not available | $4,008/mo | |||
147NAB | NAB Tailored Home Loan | 7.04% | 7.27% | 5yr fixed | 90–95% | Not available | $4,008/mo | |||
148AMP | Professional Package | 7.04% | 7.44% | Variable | 90–95% | Not available | $4,008/mo | |||
149AMP | AMP First Home Loan | 7.08% | 7.08% | Variable | 90–95% | Not available | $4,024/mo | |||
150AMP | AMP First Home Loan | 7.13% | 7.09% | 1yr fixed | 90–95% | Not available | $4,044/mo | |||
151AMP | AMP First Home Loan | 7.13% | 7.09% | 2yr fixed | 90–95% | Not available | $4,044/mo | |||
152AMP | AMP First Home Loan | 7.18% | 7.11% | 3yr fixed | 90–95% | Not available | $4,065/mo | |||
153NAB | NAB Tailored Home Loan | 7.24% | 7.36% | Variable | 70–80% | Not available | $4,089/mo | |||
154NAB | NAB Tailored Home Loan | 7.24% | 7.36% | Variable | 90–95% | Not available | $4,089/mo | |||
155Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR >80% <90% | 7.25% | 7.64% | 4yr fixed | 85–90% | Not available | $4,093/mo | |||
156Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR >80% <90% | 7.25% | 7.64% | 5yr fixed | 85–90% | Not available | $4,093/mo | |||
157Bank First | Premier Package Home Loan Owner Occupied 5 year fixed LVR >90% | 7.25% | 7.90% | 5yr fixed | 90–95% | Not available | $4,093/mo | |||
158Bank First | Premier Package Home Loan Owner Occupied 4 year fixed LVR >90% | 7.25% | 7.94% | 4yr fixed | 90–95% | Not available | $4,093/mo | |||
159AMP | AMP First Home Loan | 7.28% | 7.17% | 5yr fixed | 90–95% | Not available | $4,105/mo | |||
160Bank First | Premier Package Home Loan Owner Occupied Variable LVR >80% <90% | 7.28% | 7.65% | Variable | 85–90% | Not available | $4,105/mo | |||
161Bank First | Basic Home Loan Variable LVR>90% | 7.29% | 7.34% | Variable | 90–95% | Not available | $4,109/mo | |||
162Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR 80-90% | 7.29% | 7.65% | 1yr fixed | 85–90% | Not available | $4,109/mo | |||
163Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR >80% <90% | 7.29% | 7.66% | 3yr fixed | 85–90% | Not available | $4,109/mo | |||
164Bank First | Premier Package Home Loan Owner Occupied 3 year fixed LVR >90% | 7.29% | 8.00% | 3yr fixed | 90–95% | Not available | $4,109/mo | |||
165Bank First | Premier Package Home Loan Owner Occupied 1 year fixed LVR >90% | 7.29% | 8.09% | 1yr fixed | 90–95% | Not available | $4,109/mo | |||
166Macquarie | Macquarie Basic Home Loan | 7.34% | 7.37% | Variable | 90–95% | $0 | $4,130/mo | |||
167Macquarie | Macquarie Offset Home Loan | 7.34% | 7.58% | Variable | 90–95% | $248 | $4,130/mo | |||
168Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR >80% <90% | 7.34% | 7.66% | 2yr fixed | 85–90% | Not available | $4,130/mo | |||
169AMP | Professional Package | 7.34% | 7.82% | 2yr fixed | 90–95% | Not available | $4,130/mo | |||
170AMP | Professional Package | 7.34% | 7.86% | 1yr fixed | 90–95% | Not available | $4,130/mo | |||
171Bank First | Premier Package Home Loan Owner Occupied 2 year fixed LVR >90% | 7.34% | 8.05% | 2yr fixed | 90–95% | Not available | $4,130/mo | |||
172Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90% | 7.35% | 7.14% | 4yr fixed | 85–90% | Not available | $4,134/mo | |||
173Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90% | 7.35% | 7.17% | 5yr fixed | 85–90% | Not available | $4,134/mo | |||
174Bank First | Complete Home Loan Owner Occupied 5 year fixed LVR >90% | 7.35% | 7.42% | 5yr fixed | 90–95% | Not available | $4,134/mo | |||
175Bank First | Complete Home Loan Owner Occupied 4 year fixed LVR >90% | 7.35% | 7.42% | 4yr fixed | 90–95% | Not available | $4,134/mo | |||
176Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR >80% <90% | 7.39% | 7.04% | 1yr fixed | 85–90% | Not available | $4,150/mo | |||
177Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR >80% <90% | 7.39% | 7.12% | 3yr fixed | 85–90% | Not available | $4,150/mo | |||
178Bank First | Complete Home Loan Owner Occupied 1 year fixed LVR >90% | 7.39% | 7.44% | 1yr fixed | 90–95% | Not available | $4,150/mo | |||
179Bank First | Complete Home Loan Owner Occupied Variable LVR >90% | 7.39% | 7.44% | Variable | 90–95% | Not available | $4,150/mo | |||
180Bank First | Complete Home Loan Owner Occupied 3 year fixed LVR >90% | 7.39% | 7.44% | 3yr fixed | 90–95% | Not available | $4,150/mo | |||
181AMP | Professional Package | 7.39% | 7.79% | 3yr fixed | 90–95% | Not available | $4,150/mo | |||
182Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR >80% <90% | 7.44% | 7.09% | 2yr fixed | 85–90% | Not available | $4,171/mo | |||
183Bank First | Complete Home Loan Owner Occupied 2 year fixed LVR >90% | 7.44% | 7.45% | 2yr fixed | 90–95% | Not available | $4,171/mo | |||
184AMP | Professional Package | 7.49% | 7.76% | 5yr fixed | 90–95% | Not available | $4,191/mo | |||
185Bank First | Premier Package Home Loan Owner Occupied Variable LVR >90% | 7.78% | 8.15% | Variable | 90–95% | Not available | $4,311/mo | |||
186AMP | Land Loan | 8.20% | 8.26% | Variable | lvr_80-90% | Not available | $4,487/mo |
This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. Repayment and monthly cost figures are arithmetic estimates only and do not assess eligibility or whether a product is suitable for you. They assume rates remain unchanged and exclude refinancing, discharge, break, government, valuation, LMI and other fees unless expressly shown. Rates are indicative and subject to change. Always confirm rates, fees and conditions before proceeding.
Take your shortlist to a broker.
About 15 minutes of questions, then your broker reviews your situation and gets back to you quicker than anyone in the market. Free and no obligation. No credit check at estimate stage — a credit check only happens if you choose to formally apply with a lender.
Start your applicationWatching lender rates across Australia · checked 3h ago
How to compare home loan rates in Australia
Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from the banks on Mage's lender panel, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.
Understanding interest rates vs comparison rates
The interest rate is what the lender charges you on your loan balance; the comparison rate folds in most fees and charges to show a truer total cost — the comparison-rate note beside the results explains how it's standardised.
Key factors when choosing a home loan
- LVR (loan-to-value ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
- Fixed vs variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
- Offset accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
- Basic vs premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.
Where does this data come from?
Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.