Skip to content

Compare home loan interest rates

Live rates from the banks on Mage's 23-lender panel. Data sourced directly from open banking APIs and updated daily.

RBA cash rate 4.35%
Sydney time ··:··

Watching lender rates across Australia · checked 6h ago

259 loans · from 5.99% (comparison 6.02%)

Compare with your current loan

See the estimated monthly cost difference using the same balance, remaining term and repayment type.

% p.a.
years
$

Important rate information. Comparison rates are based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mage compares products available through its lender panel, not every lender or product in the market. If a loan settles, the lender pays Mage a commission. Commission does not affect the displayed ordering or this cost calculation.

Lowest rate
1

ING

Mortgage Simplifier

CDR

Interest rate

5.99%

Comparison rate

6.02%

Est. monthly (30yr)

$3,593

VariableLVR ≤60%basicRedraw
2

ING

Mortgage Simplifier

CDR

Interest rate

5.99%

Comparison rate

6.02%

Est. monthly (30yr)

$3,593

VariableLVR 60–70%basicRedraw
3

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.06%

Est. monthly (30yr)

$3,613

VariableLVR ≤60%basicRedraw
4

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.06%

Est. monthly (30yr)

$3,613

VariableLVR 60–70%basicRedraw
5

ING

Mortgage Simplifier

CDR

Interest rate

6.04%

Comparison rate

6.07%

Est. monthly (30yr)

$3,613

VariableLVR 70–80%basicRedraw
6

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.29%

Est. monthly (30yr)

$3,613

VariableLVR ≤60%premiumOffsetRedraw$248/yr
7

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.04%

0.05%

Comparison rate

6.29%

Est. monthly (30yr)

$3,613

VariableLVR 60–70%premiumOffsetRedraw$248/yr
8

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.08%

0.01%

Comparison rate

6.09%

Est. monthly (30yr)

$3,628

VariableLVR 60–70%basicRedraw
9

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.08%

Comparison rate

6.09%

Est. monthly (30yr)

$3,628

VariableLVR ≤60%basicRedraw
10

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.09%

Comparison rate

6.11%

Est. monthly (30yr)

$3,632

VariableLVR ≤60%basicRedraw
11

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.09%

0.05%

Comparison rate

6.11%

Est. monthly (30yr)

$3,632

VariableLVR 70–80%basicRedraw
12

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.09%

0.05%

Comparison rate

6.34%

Est. monthly (30yr)

$3,632

VariableLVR 70–80%premiumOffsetRedraw$248/yr
13

AMP

AMP First Home Loan

CDR

Interest rate

6.13%

Comparison rate

6.13%

Est. monthly (30yr)

$3,648

VariableLVR 85–90%premiumOffsetRedraw
14

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.13%

Comparison rate

6.14%

Est. monthly (30yr)

$3,648

VariableLVR 70–80%basicRedraw
15

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.13%

Comparison rate

6.15%

Est. monthly (30yr)

$3,648

VariableLVR 70–80%basicRedraw
16

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.13%

0.05%

Comparison rate

6.48%

Est. monthly (30yr)

$3,648

VariableLVR 60–70%premiumOffsetRedraw
17

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.13%

Comparison rate

6.48%

Est. monthly (30yr)

$3,648

VariableLVR ≤60%premiumOffsetRedraw
18

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.14%

Comparison rate

6.32%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
19

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.14%

Comparison rate

6.34%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
20

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.14%

0.05%

Comparison rate

6.36%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
21

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR ≤60%premiumOffsetRedraw
22

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR 60–70%premiumOffsetRedraw
23

ING

Orange Advantage

CDR

Interest rate

6.14%

Comparison rate

6.43%

Est. monthly (30yr)

$3,651

VariableLVR 70–80%premiumOffsetRedraw
24

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.18%

Comparison rate

6.36%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
25

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.18%

Comparison rate

6.38%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
26

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
27

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR lvr_80-90%premiumOffsetRedraw
28

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.18%

0.05%

Comparison rate

6.40%

Est. monthly (30yr)

$3,667

VariableLVR lvr_80-90%premiumOffsetRedraw
29

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.18%

0.04%

Comparison rate

6.53%

Est. monthly (30yr)

$3,667

VariableLVR 70–80%premiumOffsetRedraw
30

ING

Fixed Rate Loan

CDR

Interest rate

6.19%

0.15%

Comparison rate

6.06%

Est. monthly (30yr)

$3,671

2yr fixedLVR 60–70%basic
31

ING

Fixed Rate Loan

CDR

Interest rate

6.19%

0.15%

Comparison rate

6.10%

Est. monthly (30yr)

$3,671

2yr fixedLVR 70–80%basic
32

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.19%

Comparison rate

6.22%

Est. monthly (30yr)

$3,671

VariableLVR ≤60%premiumOffsetRedraw
33

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.19%

Comparison rate

6.58%

Est. monthly (30yr)

$3,671

VariableLVR ≤60%premiumOffsetRedraw
34

ING

Fixed Rate Loan

CDR

Interest rate

6.24%

0.20%

Comparison rate

6.04%

Est. monthly (30yr)

$3,690

1yr fixedLVR 60–70%basic
35

ING

Fixed Rate Loan

CDR

Interest rate

6.24%

0.20%

Comparison rate

6.09%

Est. monthly (30yr)

$3,690

1yr fixedLVR 70–80%basic
36

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 60–70%premiumOffsetRedraw
37

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 70–80%premiumOffsetRedraw
38

ING

Mortgage Simplifier

CDR

Interest rate

6.24%

Comparison rate

6.27%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%basicRedraw
39

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.24%

0.09%

Comparison rate

6.42%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
40

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.24%

0.09%

Comparison rate

6.44%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
41

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.24%

0.14%

Comparison rate

6.46%

Est. monthly (30yr)

$3,690

VariableLVR 85–90%premiumOffsetRedraw
42

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.24%

Comparison rate

6.54%

Est. monthly (30yr)

$3,690

2yr fixedLVR 70–80%premium
43

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.24%

Comparison rate

6.63%

Est. monthly (30yr)

$3,690

VariableLVR 60–70%premiumOffsetRedraw
44

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.24%

Comparison rate

6.63%

Est. monthly (30yr)

$3,690

VariableLVR 70–80%premiumOffsetRedraw
45

AMP

Professional Package

CDR

Interest rate

6.28%

Comparison rate

6.69%

Est. monthly (30yr)

$3,706

VariableLVR ≤60%premiumOffsetRedraw
46

AMP

Professional Package

CDR

Interest rate

6.28%

Comparison rate

6.69%

Est. monthly (30yr)

$3,706

VariableLVR 60–70%premiumOffsetRedraw
47

AMP

Professional Package

CDR

Interest rate

6.28%

Comparison rate

6.69%

Est. monthly (30yr)

$3,706

VariableLVR 70–80%premiumOffsetRedraw
48

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.29%

0.05%

Comparison rate

6.31%

Est. monthly (30yr)

$3,710

VariableLVR 85–90%basicRedraw
49

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.29%

0.05%

Comparison rate

6.54%

Est. monthly (30yr)

$3,710

VariableLVR 85–90%premiumOffsetRedraw$248/yr
50

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.29%

Comparison rate

6.54%

Est. monthly (30yr)

$3,710

1yr fixedLVR 70–80%premium
51

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.29%

Comparison rate

6.88%

Est. monthly (30yr)

$3,710

1yr fixedLVR 85–90%premium
52

ING

Fixed Rate Loan

CDR

Interest rate

6.34%

0.10%

Comparison rate

6.29%

Est. monthly (30yr)

$3,729

2yr fixedLVR 85–90%basic
53

ING

Orange Advantage

CDR

Interest rate

6.34%

Comparison rate

6.63%

Est. monthly (30yr)

$3,729

VariableLVR 85–90%premiumOffsetRedraw
54

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
55

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR ≤60%premiumOffsetRedraw
56

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.83%

Est. monthly (30yr)

$3,729

2yr fixedLVR 60–70%premiumOffsetRedraw
57

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.34%

0.20%

Comparison rate

6.98%

Est. monthly (30yr)

$3,729

2yr fixedLVR 70–80%premiumOffsetRedraw
58

AMP

AMP First Home Loan

CDR

Interest rate

6.38%

0.40%

Comparison rate

6.16%

Est. monthly (30yr)

$3,745

1yr fixedLVR 85–90%premiumOffsetRedraw
59

AMP

AMP First Home Loan

CDR

Interest rate

6.38%

Comparison rate

6.18%

Est. monthly (30yr)

$3,745

2yr fixedLVR 85–90%premiumOffsetRedraw
60

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.39%

0.20%

Comparison rate

6.10%

Est. monthly (30yr)

$3,749

1yr fixedLVR 60–70%basicRedraw
61

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

Comparison rate

6.13%

Est. monthly (30yr)

$3,749

3yr fixedLVR 60–70%basic
62

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.39%

0.25%

Comparison rate

6.13%

Est. monthly (30yr)

$3,749

2yr fixedLVR 60–70%basicRedraw
63

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.39%

0.30%

Comparison rate

6.16%

Est. monthly (30yr)

$3,749

3yr fixedLVR 60–70%basicRedraw
64

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

Comparison rate

6.17%

Est. monthly (30yr)

$3,749

3yr fixedLVR 70–80%basic
65

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.39%

0.05%

Comparison rate

6.18%

Est. monthly (30yr)

$3,749

1yr fixedLVR 70–80%basicRedraw
66

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.39%

Comparison rate

6.22%

Est. monthly (30yr)

$3,749

3yr fixedLVR 70–80%basicRedraw
67

ING

Fixed Rate Loan

CDR

Interest rate

6.39%

0.15%

Comparison rate

6.28%

Est. monthly (30yr)

$3,749

1yr fixedLVR 85–90%basic
68

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.39%

0.20%

Comparison rate

6.33%

Est. monthly (30yr)

$3,749

1yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
69

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.39%

0.25%

Comparison rate

6.36%

Est. monthly (30yr)

$3,749

2yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
70

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.39%

0.30%

Comparison rate

6.39%

Est. monthly (30yr)

$3,749

3yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
71

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

6.39%

Comparison rate

6.40%

Est. monthly (30yr)

$3,749

VariableLVR 85–90%basicRedraw
72

AMP

Professional Package

CDR

Interest rate

6.39%

Comparison rate

7.17%

Est. monthly (30yr)

$3,749

2yr fixedLVR ≤60%premiumOffsetRedraw
73

AMP

Professional Package

CDR

Interest rate

6.39%

Comparison rate

7.21%

Est. monthly (30yr)

$3,749

2yr fixedLVR 60–70%premiumOffsetRedraw
74

AMP

Professional Package

CDR

Interest rate

6.39%

Comparison rate

7.21%

Est. monthly (30yr)

$3,749

2yr fixedLVR 70–80%premiumOffsetRedraw
75

AMP

Professional Package

CDR

Interest rate

6.39%

0.40%

Comparison rate

7.25%

Est. monthly (30yr)

$3,749

1yr fixedLVR ≤60%premiumOffsetRedraw
76

AMP

Professional Package

CDR

Interest rate

6.39%

0.40%

Comparison rate

7.30%

Est. monthly (30yr)

$3,749

1yr fixedLVR 60–70%premiumOffsetRedraw
77

AMP

Professional Package

CDR

Interest rate

6.39%

0.40%

Comparison rate

7.30%

Est. monthly (30yr)

$3,749

1yr fixedLVR 70–80%premiumOffsetRedraw
78

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.44%

0.20%

Comparison rate

6.15%

Est. monthly (30yr)

$3,769

1yr fixedLVR 70–80%basicRedraw
79

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.44%

0.25%

Comparison rate

6.18%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%basicRedraw
80

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.21%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%basicRedraw
81

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.44%

0.30%

Comparison rate

6.21%

Est. monthly (30yr)

$3,769

3yr fixedLVR 70–80%basicRedraw
82

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.44%

0.15%

Comparison rate

6.21%

Est. monthly (30yr)

$3,769

4yr fixedLVR 60–70%basicRedraw
83

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.44%

0.15%

Comparison rate

6.24%

Est. monthly (30yr)

$3,769

5yr fixedLVR 60–70%basicRedraw
84

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.26%

Est. monthly (30yr)

$3,769

4yr fixedLVR 70–80%basicRedraw
85

Bendigo Bank

Bendigo Easy Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.29%

Est. monthly (30yr)

$3,769

5yr fixedLVR 70–80%basicRedraw
86

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.44%

0.20%

Comparison rate

6.38%

Est. monthly (30yr)

$3,769

1yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
87

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.44%

0.25%

Comparison rate

6.41%

Est. monthly (30yr)

$3,769

2yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
88

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.44%

0.15%

Comparison rate

6.43%

Est. monthly (30yr)

$3,769

4yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
89

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.44%

0.30%

Comparison rate

6.44%

Est. monthly (30yr)

$3,769

3yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
90

NAB

NAB Base Variable Rate Home Loan

CDR

Interest rate

6.44%

Comparison rate

6.44%

Est. monthly (30yr)

$3,769

VariableLVR lvr_80-90%basicRedraw
91

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.44%

0.15%

Comparison rate

6.46%

Est. monthly (30yr)

$3,769

5yr fixedLVR 60–70%premiumOffsetRedraw$248/yr
92

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.44%

Comparison rate

6.61%

Est. monthly (30yr)

$3,769

3yr fixedLVR 70–80%premium
93

ING

Fixed Rate Loan

CDR

Interest rate

6.44%

0.10%

Comparison rate

6.67%

Est. monthly (30yr)

$3,769

2yr fixedLVR 90–95%basic
94

AMP

Professional Package

CDR

Interest rate

6.44%

Comparison rate

6.85%

Est. monthly (30yr)

$3,769

VariableLVR 85–90%premiumOffsetRedraw
95

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
96

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR ≤60%premiumOffsetRedraw
97

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

1yr fixedLVR 60–70%premiumOffsetRedraw
98

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.44%

Comparison rate

6.88%

Est. monthly (30yr)

$3,769

2yr fixedLVR 85–90%premium
99

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.20%

Comparison rate

7.00%

Est. monthly (30yr)

$3,769

2yr fixedLVR 90–95%premiumOffsetRedraw
100

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.44%

0.05%

Comparison rate

7.06%

Est. monthly (30yr)

$3,769

1yr fixedLVR 70–80%premiumOffsetRedraw
101

AMP

AMP First Home Loan

CDR

Interest rate

6.48%

Comparison rate

6.23%

Est. monthly (30yr)

$3,785

3yr fixedLVR 85–90%premiumOffsetRedraw
102

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.20%

Est. monthly (30yr)

$3,788

4yr fixedLVR 60–70%basic
103

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.23%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%basic
104

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.24%

Est. monthly (30yr)

$3,788

5yr fixedLVR 60–70%basic
105

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.26%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%basicRedraw
106

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.27%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%basic
107

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.29%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%basicRedraw
108

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

Comparison rate

6.34%

Est. monthly (30yr)

$3,788

3yr fixedLVR 85–90%basic
109

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.39%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffsetRedraw
110

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.41%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffsetRedraw
111

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
112

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
113

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

0.05%

Comparison rate

6.44%

Est. monthly (30yr)

$3,788

1yr fixedLVR lvr_80-90%premiumOffsetRedraw
114

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.45%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
115

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.49%

Comparison rate

6.47%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
116

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.48%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
117

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
118

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
119

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.49%

Comparison rate

6.49%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
120

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.51%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%premiumOffsetRedraw$248/yr
121

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.52%

Est. monthly (30yr)

$3,788

VariableLVR 85–90%premiumOffsetRedraw
122

ING

Fixed Rate Loan

CDR

Interest rate

6.49%

0.15%

Comparison rate

6.70%

Est. monthly (30yr)

$3,788

1yr fixedLVR 90–95%basic
123

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
124

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR ≤60%premiumOffsetRedraw
125

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.78%

Est. monthly (30yr)

$3,788

5yr fixedLVR 60–70%premiumOffsetRedraw
126

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
127

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR ≤60%premiumOffsetRedraw
128

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.81%

Est. monthly (30yr)

$3,788

4yr fixedLVR 60–70%premiumOffsetRedraw
129

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR lvr_80-90%premiumOffsetRedraw
130

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR ≤60%premiumOffsetRedraw
131

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.83%

Est. monthly (30yr)

$3,788

3yr fixedLVR 60–70%premiumOffsetRedraw
132

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

6.49%

Comparison rate

6.88%

Est. monthly (30yr)

$3,788

VariableLVR 85–90%premiumOffsetRedraw
133

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.89%

Est. monthly (30yr)

$3,788

5yr fixedLVR 70–80%premiumOffsetRedraw
134

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.93%

Est. monthly (30yr)

$3,788

4yr fixedLVR 70–80%premiumOffsetRedraw
135

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.49%

Comparison rate

6.97%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
136

AMP

Professional Package

CDR

Interest rate

6.49%

Comparison rate

7.12%

Est. monthly (30yr)

$3,788

3yr fixedLVR ≤60%premiumOffsetRedraw
137

AMP

Professional Package

CDR

Interest rate

6.49%

Comparison rate

7.16%

Est. monthly (30yr)

$3,788

3yr fixedLVR 60–70%premiumOffsetRedraw
138

AMP

Professional Package

CDR

Interest rate

6.49%

Comparison rate

7.16%

Est. monthly (30yr)

$3,788

3yr fixedLVR 70–80%premiumOffsetRedraw
139

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.49%

Comparison rate

7.32%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffset
140

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.49%

Comparison rate

8.78%

Est. monthly (30yr)

$3,788

1yr fixedLVR 70–80%premiumOffset
141

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.43%

Est. monthly (30yr)

$3,808

2yr fixedLVR 70–80%premiumOffsetRedraw
142

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.45%

Est. monthly (30yr)

$3,808

2yr fixedLVR 70–80%premiumOffsetRedraw
143

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
144

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
145

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.47%

Est. monthly (30yr)

$3,808

2yr fixedLVR lvr_80-90%premiumOffsetRedraw
146

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.49%

Est. monthly (30yr)

$3,808

4yr fixedLVR 70–80%premiumOffsetRedraw
147

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.51%

Est. monthly (30yr)

$3,808

4yr fixedLVR 70–80%premiumOffsetRedraw
148

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.52%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premiumOffsetRedraw
149

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
150

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premiumOffsetRedraw
151

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
152

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.54%

Est. monthly (30yr)

$3,808

4yr fixedLVR lvr_80-90%premiumOffsetRedraw
153

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
154

Bendigo Bank

First Home Buyers (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
155

Bendigo Bank

Single Parents (Bendigo Complete Home Loan)

CDR

Interest rate

6.54%

Comparison rate

6.56%

Est. monthly (30yr)

$3,808

5yr fixedLVR lvr_80-90%premiumOffsetRedraw
156

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.54%

0.25%

Comparison rate

6.69%

Est. monthly (30yr)

$3,808

5yr fixedLVR 70–80%premium
157

Suncorp

5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers

CDR

Interest rate

6.54%

Comparison rate

7.00%

Est. monthly (30yr)

$3,808

5yr fixedLVR 90–95%premium
158

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.54%

0.05%

Comparison rate

7.07%

Est. monthly (30yr)

$3,808

1yr fixedLVR 90–95%premiumOffsetRedraw
159

Suncorp

Standard Variable Rate - Home Package Plus Special Offers

CDR

Interest rate

6.56%

Comparison rate

6.91%

Est. monthly (30yr)

$3,816

VariableLVR 85–90%premiumOffsetRedraw
160

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.40%

Est. monthly (30yr)

$3,828

4yr fixedLVR 85–90%basic
161

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.42%

Est. monthly (30yr)

$3,828

5yr fixedLVR 85–90%basic
162

ING

Fixed Rate Loan

CDR

Interest rate

6.59%

Comparison rate

6.69%

Est. monthly (30yr)

$3,828

3yr fixedLVR 90–95%basic
163

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

6.94%

Est. monthly (30yr)

$3,828

5yr fixedLVR 90–95%premiumOffsetRedraw
164

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

6.97%

Est. monthly (30yr)

$3,828

4yr fixedLVR 90–95%premiumOffsetRedraw
165

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.59%

Comparison rate

7.00%

Est. monthly (30yr)

$3,828

3yr fixedLVR 90–95%premiumOffsetRedraw
166

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.59%

Comparison rate

7.29%

Est. monthly (30yr)

$3,828

2yr fixedLVR 70–80%premiumOffset
167

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.59%

Comparison rate

8.55%

Est. monthly (30yr)

$3,828

2yr fixedLVR 70–80%premiumOffset
168

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.64%

Comparison rate

6.93%

Est. monthly (30yr)

$3,848

3yr fixedLVR 85–90%premium
169

ING

Fixed Rate Loan

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

4yr fixedLVR 90–95%basic
170

ING

Fixed Rate Loan

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

5yr fixedLVR 90–95%basic
171

ING

Mortgage Simplifier

CDR

Interest rate

6.69%

Comparison rate

6.72%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%basicRedraw
172

ING

Orange Advantage

CDR

Interest rate

6.69%

Comparison rate

6.97%

Est. monthly (30yr)

$3,868

VariableLVR 90–95%premiumOffsetRedraw
173

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.69%

Comparison rate

7.29%

Est. monthly (30yr)

$3,868

3yr fixedLVR 70–80%premiumOffset
174

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.69%

Comparison rate

8.37%

Est. monthly (30yr)

$3,868

3yr fixedLVR 70–80%premiumOffset
175

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.69%

Comparison rate

8.85%

Est. monthly (30yr)

$3,868

2yr fixedLVR 90–95%basic
176

Suncorp

1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

CDR

Interest rate

6.74%

0.45%

Comparison rate

6.99%

Est. monthly (30yr)

$3,888

5yr fixedLVR 85–90%premium
177

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.74%

0.25%

Comparison rate

7.01%

Est. monthly (30yr)

$3,888

3yr fixedLVR 90–95%basicRedraw
178

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.74%

0.25%

Comparison rate

7.04%

Est. monthly (30yr)

$3,888

2yr fixedLVR 90–95%basicRedraw
179

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.74%

0.20%

Comparison rate

7.08%

Est. monthly (30yr)

$3,888

1yr fixedLVR 90–95%basicRedraw
180

Suncorp

Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers

CDR

Interest rate

6.74%

Comparison rate

7.09%

Est. monthly (30yr)

$3,888

VariableLVR 90–95%premiumOffsetRedraw
181

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.74%

0.25%

Comparison rate

7.23%

Est. monthly (30yr)

$3,888

3yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
182

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.74%

0.25%

Comparison rate

7.26%

Est. monthly (30yr)

$3,888

2yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
183

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.74%

Comparison rate

7.28%

Est. monthly (30yr)

$3,888

4yr fixedLVR 70–80%premiumOffset
184

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.74%

0.20%

Comparison rate

7.29%

Est. monthly (30yr)

$3,888

1yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
185

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.74%

Comparison rate

8.21%

Est. monthly (30yr)

$3,888

4yr fixedLVR 70–80%premiumOffset
186

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.74%

Comparison rate

9.12%

Est. monthly (30yr)

$3,888

1yr fixedLVR 90–95%basic
187

AMP

AMP First Home Loan

CDR

Interest rate

6.78%

Comparison rate

6.42%

Est. monthly (30yr)

$3,904

5yr fixedLVR 85–90%premiumOffsetRedraw
188

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.79%

0.05%

Comparison rate

6.48%

Est. monthly (30yr)

$3,908

1yr fixedLVR 85–90%premiumOffsetRedraw
189

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.79%

0.05%

Comparison rate

6.50%

Est. monthly (30yr)

$3,908

1yr fixedLVR 85–90%premiumOffsetRedraw
190

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.58%

Est. monthly (30yr)

$3,908

3yr fixedLVR 85–90%premiumOffsetRedraw
191

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.79%

Comparison rate

6.60%

Est. monthly (30yr)

$3,908

3yr fixedLVR 85–90%premiumOffsetRedraw
192

NAB

NAB Defence Force Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR lvr_80-90%premiumOffsetRedraw
193

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR ≤60%premiumOffsetRedraw
194

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.79%

Comparison rate

6.92%

Est. monthly (30yr)

$3,908

VariableLVR 60–70%premiumOffsetRedraw
195

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.79%

0.10%

Comparison rate

6.98%

Est. monthly (30yr)

$3,908

5yr fixedLVR 90–95%basicRedraw
196

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

6.79%

0.10%

Comparison rate

7.00%

Est. monthly (30yr)

$3,908

4yr fixedLVR 90–95%basicRedraw
197

AMP

Professional Package

CDR

Interest rate

6.79%

Comparison rate

7.14%

Est. monthly (30yr)

$3,908

5yr fixedLVR ≤60%premiumOffsetRedraw
198

AMP

Professional Package

CDR

Interest rate

6.79%

Comparison rate

7.17%

Est. monthly (30yr)

$3,908

5yr fixedLVR 60–70%premiumOffsetRedraw
199

AMP

Professional Package

CDR

Interest rate

6.79%

Comparison rate

7.17%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%premiumOffsetRedraw
200

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.79%

0.10%

Comparison rate

7.20%

Est. monthly (30yr)

$3,908

5yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
201

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

6.79%

0.10%

Comparison rate

7.22%

Est. monthly (30yr)

$3,908

4yr fixedLVR 90–95%premiumOffsetRedraw$248/yr
202

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.79%

Comparison rate

7.28%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%premiumOffset
203

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.79%

Comparison rate

8.08%

Est. monthly (30yr)

$3,908

5yr fixedLVR 70–80%premiumOffset
204

AMP

AMP First Home Loan

CDR

Interest rate

6.83%

Comparison rate

6.83%

Est. monthly (30yr)

$3,924

VariableLVR 90–95%premiumOffsetRedraw
205

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.54%

Est. monthly (30yr)

$3,928

2yr fixedLVR 85–90%premiumOffsetRedraw
206

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.56%

Est. monthly (30yr)

$3,928

2yr fixedLVR 85–90%premiumOffsetRedraw
207

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.64%

Est. monthly (30yr)

$3,928

4yr fixedLVR 85–90%premiumOffsetRedraw
208

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.66%

Est. monthly (30yr)

$3,928

4yr fixedLVR 85–90%premiumOffsetRedraw
209

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.84%

Comparison rate

6.69%

Est. monthly (30yr)

$3,928

5yr fixedLVR 85–90%premiumOffsetRedraw
210

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.84%

Comparison rate

6.71%

Est. monthly (30yr)

$3,928

5yr fixedLVR 85–90%premiumOffsetRedraw
211

AMP

AMP First Home Loan

CDR

Interest rate

6.88%

0.40%

Comparison rate

6.84%

Est. monthly (30yr)

$3,944

1yr fixedLVR 90–95%premiumOffsetRedraw
212

AMP

AMP First Home Loan

CDR

Interest rate

6.88%

Comparison rate

6.84%

Est. monthly (30yr)

$3,944

2yr fixedLVR 90–95%premiumOffsetRedraw
213

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.88%

Comparison rate

7.06%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
214

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.88%

Comparison rate

7.08%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
215

Bendigo Bank

Bendigo Complete Home Loan

CDR

Interest rate

6.88%

0.40%

Comparison rate

7.10%

Est. monthly (30yr)

$3,944

VariableLVR 90–95%premiumOffsetRedraw
216

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.89%

Comparison rate

7.36%

Est. monthly (30yr)

$3,948

1yr fixedLVR 85–90%premiumOffset
217

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.89%

Comparison rate

8.68%

Est. monthly (30yr)

$3,948

3yr fixedLVR 90–95%basic
218

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.89%

Comparison rate

8.82%

Est. monthly (30yr)

$3,948

1yr fixedLVR 85–90%premiumOffset
219

AMP

AMP First Home Loan

CDR

Interest rate

6.98%

Comparison rate

6.87%

Est. monthly (30yr)

$3,984

3yr fixedLVR 90–95%premiumOffsetRedraw
220

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.99%

0.05%

Comparison rate

7.07%

Est. monthly (30yr)

$3,988

1yr fixedLVR 90–95%premiumOffsetRedraw
221

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.09%

Est. monthly (30yr)

$3,988

3yr fixedLVR 90–95%premiumOffsetRedraw
222

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.99%

0.05%

Comparison rate

7.09%

Est. monthly (30yr)

$3,988

1yr fixedLVR 90–95%premiumOffsetRedraw
223

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

6.99%

Comparison rate

7.11%

Est. monthly (30yr)

$3,988

3yr fixedLVR 90–95%premiumOffsetRedraw
224

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.12%

Est. monthly (30yr)

$3,988

VariableLVR 70–80%premiumOffsetRedraw
225

NAB

NAB Tailored Home Loan

CDR

Interest rate

6.99%

Comparison rate

7.12%

Est. monthly (30yr)

$3,988

VariableLVR 90–95%premiumOffsetRedraw
226

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

6.99%

Comparison rate

7.37%

Est. monthly (30yr)

$3,988

2yr fixedLVR 85–90%premiumOffset
227

Suncorp

1,2,3 or 5 Year Fixed Rate

CDR

Interest rate

6.99%

0.25%

Comparison rate

8.37%

Est. monthly (30yr)

$3,988

5yr fixedLVR 90–95%basic
228

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

6.99%

Comparison rate

8.64%

Est. monthly (30yr)

$3,988

2yr fixedLVR 85–90%premiumOffset
229

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.09%

Est. monthly (30yr)

$4,008

2yr fixedLVR 90–95%premiumOffsetRedraw
230

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.11%

Est. monthly (30yr)

$4,008

2yr fixedLVR 90–95%premiumOffsetRedraw
231

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.12%

Est. monthly (30yr)

$4,008

4yr fixedLVR 90–95%premiumOffsetRedraw
232

Bendigo Bank

Bendigo Flex Home Loan

CDR

Interest rate

7.04%

Comparison rate

7.13%

Est. monthly (30yr)

$4,008

5yr fixedLVR 90–95%premiumOffsetRedraw
233

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.14%

Est. monthly (30yr)

$4,008

4yr fixedLVR 90–95%premiumOffsetRedraw
234

Bendigo Bank

Bendigo Flex Home Loan (Retail)

CDR

Interest rate

7.04%

Comparison rate

7.15%

Est. monthly (30yr)

$4,008

5yr fixedLVR 90–95%premiumOffsetRedraw
235

Macquarie

Macquarie Basic Home Loan

CDR

Interest rate

7.09%

0.05%

Comparison rate

7.12%

Est. monthly (30yr)

$4,028

VariableLVR 90–95%basicRedraw
236

Macquarie

Macquarie Offset Home Loan

CDR

Interest rate

7.09%

0.05%

Comparison rate

7.33%

Est. monthly (30yr)

$4,028

VariableLVR 90–95%premiumOffsetRedraw$248/yr
237

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.09%

Comparison rate

7.40%

Est. monthly (30yr)

$4,028

3yr fixedLVR 85–90%premiumOffset
238

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.09%

Comparison rate

8.49%

Est. monthly (30yr)

$4,028

3yr fixedLVR 85–90%premiumOffset
239

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.14%

Comparison rate

7.43%

Est. monthly (30yr)

$4,048

4yr fixedLVR 85–90%premiumOffset
240

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.14%

Comparison rate

8.37%

Est. monthly (30yr)

$4,048

4yr fixedLVR 85–90%premiumOffset
241

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

7.19%

Comparison rate

7.46%

Est. monthly (30yr)

$4,069

5yr fixedLVR 85–90%premiumOffset
242

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

7.19%

Comparison rate

8.26%

Est. monthly (30yr)

$4,069

5yr fixedLVR 85–90%premiumOffset
243

AMP

AMP First Home Loan

CDR

Interest rate

7.28%

Comparison rate

7.03%

Est. monthly (30yr)

$4,105

5yr fixedLVR 90–95%premiumOffsetRedraw
244

Suncorp

Back to Basics Variable Rate Better Together Special Offer

CDR

Interest rate

7.34%

Comparison rate

7.34%

Est. monthly (30yr)

$4,130

VariableLVR 90–95%basicRedraw
245

AMP

Land Loan

CDR

Interest rate

7.95%

Comparison rate

8.01%

Est. monthly (30yr)

$4,382

VariableLVR lvr_80-90%basicRedraw
246

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.09%

Comparison rate

8.71%

Est. monthly (30yr)

$4,440

1yr fixedLVR 90–95%premiumOffset
247

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.09%

Comparison rate

8.96%

Est. monthly (30yr)

$4,440

1yr fixedLVR 90–95%premiumOffset
248

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.19%

Comparison rate

8.70%

Est. monthly (30yr)

$4,482

2yr fixedLVR 90–95%premiumOffset
249

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.19%

Comparison rate

8.90%

Est. monthly (30yr)

$4,482

2yr fixedLVR 90–95%premiumOffset
250

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.29%

Comparison rate

8.72%

Est. monthly (30yr)

$4,524

3yr fixedLVR 90–95%premiumOffset
251

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.29%

Comparison rate

8.86%

Est. monthly (30yr)

$4,524

3yr fixedLVR 90–95%premiumOffset
252

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.34%

Comparison rate

8.73%

Est. monthly (30yr)

$4,546

4yr fixedLVR 90–95%premiumOffset
253

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.34%

Comparison rate

8.83%

Est. monthly (30yr)

$4,546

4yr fixedLVR 90–95%premiumOffset
254

Bankwest

Bankwest Simple Home Loan

CDR

Interest rate

8.37%

Comparison rate

8.40%

Est. monthly (30yr)

$4,558

VariableLVR 90–95%premiumOffsetRedraw
255

Bankwest

Complete Variable Home Loan Package

CDR

Interest rate

8.37%

Comparison rate

8.74%

Est. monthly (30yr)

$4,558

VariableLVR 90–95%premiumOffsetRedraw
256

Bankwest

Complete Fixed Home Loan Package

CDR

Interest rate

8.39%

Comparison rate

8.75%

Est. monthly (30yr)

$4,567

5yr fixedLVR 90–95%premiumOffset
257

Bankwest

Fixed Rate Home Loan

CDR

Interest rate

8.39%

Comparison rate

8.81%

Est. monthly (30yr)

$4,567

5yr fixedLVR 90–95%premiumOffset
258

Suncorp

Back to Basics Variable Rate

CDR

Interest rate

8.65%

Comparison rate

8.73%

Est. monthly (30yr)

$4,677

VariableLVR 90–95%basicRedraw
259

Suncorp

Standard Variable Rate

CDR

Interest rate

9.23%

Comparison rate

9.41%

Est. monthly (30yr)

$4,927

VariableLVR 90–95%premiumOffsetRedraw

This page displays general product information sourced from lender product reference data published under Australia's Consumer Data Right and other publicly available sources. Repayment and monthly cost figures are arithmetic estimates only and do not assess eligibility or whether a product is suitable for you. They assume rates remain unchanged and exclude refinancing, discharge, break, government, valuation, LMI and other fees unless expressly shown. Rates are indicative and subject to change. Always confirm rates, fees and conditions before proceeding.

Next step

Take your shortlist to a broker.

About 15 minutes of questions, then your broker reviews your situation and gets back to you quicker than anyone in the market. Free and no obligation. No credit check at estimate stage — a credit check only happens if you choose to formally apply with a lender.

Start your application
Sydney time ··:··

Watching lender rates across Australia · checked 6h ago

Guide

How to compare home loan rates in Australia

Finding the best home loan rate can save you tens of thousands of dollars over the life of your mortgage. This comparison tool shows live interest rates from the banks on Mage's lender panel, sourced directly from the Consumer Data Right (CDR) open banking APIs mandated by the Australian Government.

Understanding interest rates vs comparison rates

The interest rate is what the lender charges you on your loan balance; the comparison rate folds in most fees and charges to show a truer total cost — the comparison-rate note beside the results explains how it's standardised.

Key factors when choosing a home loan

  • LVR (loan-to-value ratio) — Lower LVR tiers typically attract better rates. Borrowing less than 80% of the property value avoids Lenders Mortgage Insurance.
  • Fixed vs variable — Fixed rates lock in repayments for 1–5 years. Variable rates can change with the RBA cash rate but often offer more flexibility.
  • Offset accounts — Money in an offset account reduces the interest charged on your loan balance, potentially saving thousands.
  • Basic vs premium — Basic loans offer lower rates with fewer features. Premium (packaged) loans include offset accounts and fee waivers but may charge an annual package fee.

Where does this data come from?

Rates are sourced from each lender's CDR (Consumer Data Right) API — the same standardised open banking system that powers accredited comparison services. This ensures the data is accurate, up-to-date, and published directly by the lenders themselves.