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Real rates from 16 lenders

Mortgages,
managed.

Get a real broker estimate in minutes — completely free, with no credit-score impact. When you're ready, we handle the rest.

Compare rates
Licensed Brokers 16 Lenders ~10 minNo credit-score impact

One search. 16 lenders.

Every bank we track, with its lowest advertised variable rate12 — from the pipeline, not a brochure.

02The process

How it works.

You've just seen the market. From a rate you like to a submitted application is three steps — and a licensed broker handles the rest.

Application · Fact-find
42%
What's your household income, before tax?
About $180k together.
And how much have you saved for the deposit?
1
10 minutes

Tell us a bit about you

When you spot a rate you like, we ask a few questions about your income, deposit, and what you're hoping to buy. Plain English, no PDFs. Stop anytime — it picks up where you left off.

2
Done in seconds

Drop in your payslips and ID

Drag your payslips and ID straight into the upload. We pull the numbers off them in seconds, fully encrypted. No printing, no scanning, no emailing documents around.

Document Verification
Payslip_March.pdf
Verified
Drivers_Licence.jpg
Verified
Bank_Statements.pdf
Verified
StatusReady for broker review
Application Submitted
Sent to lender
Rate Locked
5.49%
Settlement
Ready
3
Same day

A licensed broker takes it from here

A qualified Australian mortgage broker reviews everything, picks the right lenders for your situation, and submits your application. They give you the regulated advice, lock in your rate, and stay with you all the way to settlement.

That's it. No catch.

03Your numbers

See your borrowing power.

An instant, indicative range — before you share anything more than three numbers.

Quick estimate

What could you borrow?

Three numbers, no sign-up, no credit check.

Your indicative range appears here — most people are surprised by the spread between lenders.

Estimate only — not an offer or pre-approval. Subject to a full lender credit assessment.4

04After settlement

Never set-and-forget
your mortgage again.

Most brokers stop checking your loan after settlement. Mage scans the market every single day. If your rate becomes uncompetitive or a cheaper deal matches your profile, your dedicated broker manages the switch seamlessly.

Daily rate comparisons across 16 lenders.
No manual paperwork for policy matching.
Direct broker alerts when real savings are unlocked.
Start refinancing
Daily market scanExample
Scanning 16 lenders
Current Rate3
6.10% p.a.(6.13% comp.)
Optimal
Market Best2
5.69% p.a.(5.72% comp.)
Est. Monthly Saving3Save $157/mo$600,000 loan · 30 yrs · 6.10%5.69% p.a.

Interest rates have shifted. We matched a lower rate that fits your established profile.

05The difference

Why Mage is different.

Three ways to get a home loan in Australia — only one shows you the whole market before asking for anything.

Traditional Banks

The Process

Paperwork &
Branch visits.

The Lenders

One brand —
theirs.

The Broker

A bank rep for
that brand.

The Speed

4–6 weeks
to apply.

Digital Brokers

The Process

Online form,
then a call.

The Lenders

A curated
panel.

The Broker

Credit adviser
by phone.

The Speed

1–2 weeks.

Mage Financial

The Process

Compare, then chat to apply

The Lenders

16 lenders, side-by-side

Live rates, refreshed daily.

The Broker

Licensed broker, end-to-end

Through to settlement.

The Speed

Apply in ~10 minutes

Ready for broker review.

06Questions

Frequently asked questions.

Quick answers to the questions borrowers ask most — chat to a licensed broker if yours isn't here.

Yes, 100% free to you. Like all mortgage brokers, we're paid by the lender when your loan settles — so comparing rates and getting your estimate costs nothing, and there's no obligation to proceed.

07Begin

Ready when you are.

Start with the market, or start with your estimate — free either way, with no credit-score impact until you choose to formally apply.

Encrypted in transit and at rest · Australian Credit Licence No. XXXXXX